ECHO Merchant Accounts  
-- is a powerful Internet-based software that provides secure, real-time transaction processing. The Virtual Terminal feature of ECHO Web Hosting allows merchants to process transactions from anywhere in the world where they have Internet service. The Weblink feature enables merchants to automatically accept, authorize and process credit card orders directly through their web site, 24 hours a day, 7 days a week in real-time, without the need to ever speak to customers.
 
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Virtual Terminal

-- enables businesses to authorize, process, and manage credit card transactions from any computer with an Internet connection and a Web browser. Virtual Terminal replaces standard authorization terminals or software and provides the best solution for merchants who manually enter credit card transactions for mail or phone order sales.

-- In addition, your online store can access your ECHO Web Hosting terminal account to authorize purchases that customers make from your store. You can then use your virtual terminal to review the purchases that have been made and the status of the transactions.

-- Virtual Terminal is the ideal solution for businesses of all sizes because it removes the complexity and expense normally associated with authorizing and processing credit card transactions, and it's much faster than standard dial-up authorization systems.

-- To authorize credit card transactions, the merchant simply completes an electronic form that provides the Virtual terminal system with the information it needs to complete the transaction. This information is encrypted using the latest 40 or 128 bit Secure Socket Layer (SSL) 3.0 technology and sent to an ECHO host server. The server then sends the data through the authorization network to the appropriate card issuer's bank over a secure, proprietary connection. When the process is complete -- this takes around five seconds -- the merchant receives an authorization number, and the ECHO Web Hosting server stores the transaction. Transactions are automatically settled each day and funded within 2-3 days.

The ECHO Virtual Terminal makes credit card authorization and transaction management fast and easy.